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High Net Worth and Divorce: What’s at Stake

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Mar 29, 2021

High Net Worth and Divorce: What's at Stake

Are You A High Net Worth Individual Seeking a Divorce?

Did you know that having money may increase your chances of divorce?

If you’re a high net worth individual or part of a high net worth couple and think about getting a divorce, you may understandably have concerns.

After all, in a high net worth divorce, there’s a lot at stake.

Read on to learn what you need to know about high net worth and divorce in New Jersey.

Individual Net Worth vs Joint Net Worth

High Net Worth and Divorce: What's at Stake

If a party has a net worth from before the marriage or an inheritance, this is not subject to distribution.

In this situation, it may be the case that one individual has a higher net worth than the married couple’s combined net worth.

Prenuptial Agreements

Any prenuptial agreements will inevitably impact a high net worth divorce.

It would be best if you showed your prenup to a high-net-worth divorce lawyer as soon as possible. It may be able to protect some of your assets during the divorce.

The exact terms of your prenuptial agreement will be crucial in determining how your divorce plays out.

Issues Couples with a High Net Worth Face During a Divorce

In a high net worth divorce, there is a lot at stake. Some of the most common issues you will face in a high net worth divorce include the following.


Real estate is usually one of the most significant assets that one or both parties will own. Your divorce attorney will be able to determine which properties are subject to equitable distribution and which are protected from the division of assets.

Once they have determined this, you will need to agree on whether you want to keep or sell your properties.


Business ownership can be a bit of a minefield.

If your high net worth divorce includes business assets, then you should prepare for a pretty drawn-out process, as businesses will require valuations that can be very in-depth.

It will also need to be determined which business assets are subject to equitable distribution and whether this will be done through a buy-out, selling the business, or an alternative option.

Retirement Assets

If you have a 401K or IRA that is just in your name, then don’t assume that these accounts will be exempt from equitable distribution in your divorce.

In New Jersey, it is usually the case that any value-added to these accounts during the marriage will be divided equitably in a divorce. Since these accounts are intended to provide benefits in the future, your lawyer will need to create a legal order that allows each party access to their rightful share at a point in the future.

Are You Concerned About High Net Worth and Divorce?

If you have a high net worth and divorce is on the cards, then we’re to help.

Dalena & Bosch are NJ high net worth divorce attorneys who can help you through the complex issues that high net worth divorces often bring. We have a wealth of experience in collaborative and contested divorces and family law, estate planning, adoption, and more.

“Holding your hand when you need it most” is the Dalena & Bosch motto. Contact us today to experience it for yourself.

Elizabeth Dalena helped me through a very difficult divorce and I felt working with her was like working with a friend you can trust! Beth, thank you for your professionalism and helping me through this difficult time.
Michael Mastrogiacomo - March 2020
If you’ve been searching for an honest and empathetic attorney...someone you can trust while you navigate the difficult and emotional world of family law, then do yourself a favor and contact Beth Dalena & Jessica Bosch. You’ll be so glad you did.
Par 5 Consulting - March 2020
When you are in the painful and often frightening process of divorce, the women of this law firm bring you confidence and security with their knowledge and professionalism. They exhibit that rare combination of the willingness to hold your hand like a compassionate friend and defend you like a piranha in the courtroom when necessary. They exhibit dedication, and the grace and wisdom of their long term experience. They look…
Cindy Morhouse - February 2020
These ladies have helped me several times in my experience with them. Jessica was my divorce attorney and I can say without hesitation, she was professionally and personally a gift to me. She handled my case (adversarial at best) with grace and knowledge. A fighter when necessary. She handled me in my personal state as a friend. Compassionate and kind. Beth assisted me with rewriting my deed after my divorce…
Scarlett O - January 2020
I chose Jessica A. Bosch to represent me because she was compassionate and knowledgeable. My divorce was a long and difficult journey. During this time, I lost sight of what was really important. Jessica kept me grounded and focused on what would be best for me after the divorce. I am grateful for her help in protecting two very important financial things that I might have given up. I didn't…
Cynthia R - December 2019